How much does Saturn car insurance cost?
Saturn car insurance costs can vary, but Jerry makes it easy to see what real drivers with your model and profile are paying.
Recent quotes
Kyle, 37, Lagrange, GA
Date
09/30/26
Model
L300
Insurer
Progressive
Coverage level
Basic + Full Coverage
Monthly quote
$124
Savings
74%
Vernon, 48, Saint David, ME
Date
09/25/26
Model
Ion Level 2
Insurer
Sentry
Coverage level
Basic + Full Coverage
Monthly quote
$58
Savings
34%
Amelia, 19, Santa Maria, CA
Date
09/23/26
Model
Sky
Insurer
Mercury
Coverage level
Standard
Monthly quote
$179
Savings
20%
Nicholas, 56, Melbourne, FL
Date
09/18/26
Model
Ion Level 3
Insurer
Mile Auto
Coverage level
Basic + Full Coverage
Monthly quote
$89
Savings
6%
Cody, 20, Brigham City, UT
Date
09/15/26
Model
Vue Xe
Insurer
Progressive
Coverage level
Basic + Full Coverage
Monthly quote
$43
Savings
14%
Key takeaway: Even in the same city, two Saturn drivers can pay very different premiums. Jerry compares rates from top insurers to help you find the right coverage for your needs and budget.
How much does insurance cost for each Saturn model?
Saturn vehicles are no longer in production, but plenty are still on the road. Older vehicles like these often have lower insurance costs due to reduced replacement values, though comprehensive and collision coverage may be harder to justify at current market prices. Find your model below to see what Jerry drivers are paying today.
| Model | Average monthly cost | Average annual cost |
| Vue Redline | $104 | $1,243 |
| Relay 3 | $132 | $1,585 |
| LS1 | $132 | $1,586 |
| Vue Redline AWD | $138 | $1,653 |
| Relay 2 | $159 | $1,903 |
| SC2 | $161 | $1,927 |
| L200 | $168 | $2,016 |
| L300 | $178 | $2,131 |
| SW2 | $185 | $2,219 |
| LS2 | $192 | $2,307 |
| Ion Level 1 | $193 | $2,319 |
| SW1 | $194 | $2,327 |
| Astra Xe | $194 | $2,330 |
| Outlook Xr | $195 | $2,334 |
| Astra Xr | $198 | $2,371 |
| Sl | $198 | $2,372 |
| SL1 | $199 | $2,393 |
| Sky | $205 | $2,460 |
| Vue Redline FWD | $212 | $2,549 |
| Vue Xe | $222 | $2,666 |
| Ion Level 2 | $222 | $2,667 |
| Vue | $227 | $2,722 |
| Ion Level 3 | $233 | $2,792 |
| Aura Xr | $237 | $2,847 |
| Vue Xr | $244 | $2,930 |
| Outlook Xe | $245 | $2,939 |
| Ion Redline | $246 | $2,957 |
| SC1 | $248 | $2,976 |
| SL2 | $250 | $2,994 |
| Aura Xe | $257 | $3,088 |
| L300 Level 2 | $306 | $3,677 |
| Vue Hybrid | $311 | $3,734 |
| Sl Spring Special | $312 | $3,744 |
| Sky Redline | $322 | $3,864 |
| Aura Green Line | $323 | $3,871 |
| Outlook Xr Special | $343 | $4,118 |
| L300 Level 1 | $377 | $4,526 |
| L100 | $400 | $4,804 |
Last Updated Oct. 1, 2026
What’s the best Saturn car insurance?
Saturns were designed to be practical, efficient and long-lasting. The right insurance should follow the same formula, offering strong protection that stays affordable.
If your Saturn is financed or leased, your lender will require full coverage. You may also need gap insurance, which helps pay off your loan if your car is totaled.
Jerry recommends Saturn drivers carry at least 100/300/100 liability coverage. While that’s higher than most state minimums, it provides balanced protection for aging vehicles with solid value.
Whether you’re holding onto a trusted sedan or an SUV that still runs strong, these coverage options can help protect your Saturn for years to come.
Higher liability limits
Saturns may be older, but at-fault accidents can still add up quickly. About 38% of Jerry Saturn drivers choose higher-than-minimum coverage for added peace of mind.
Roadside assistance
Covers towing, lockouts and jump-starts. Many Saturn drivers extend this coverage for reassurance as their vehicles age.
Rental reimbursement
Pays for a rental while your Saturn is being repaired after a claim. Most insurers offer 30 to 45 days of coverage depending on your plan and state.
Accident forgiveness
Keeps your rates steady after your first at-fault accident. Without it, Saturn drivers typically see increases of almost 38%.
See coverage options for your Saturn.
4 smart ways Saturn drivers shop and lower insurance costs
Finding the right car insurance means balancing cost and coverage. For Saturn owners, that balance matters even more as vehicles age and insurers price them differently.
Jerry’s experts help drivers keep their Saturn auto insurance premiums low without sacrificing coverage that fits their needs. Here are our top tips.
| How to save | Typical savings |
| Compare quotes | 31% to 54% among Saturn drivers |
| Stack discounts | 26% to 49% among all drivers |
| Adjust coverage | 7% to 61% among all drivers |
| Avoid lapses | 28% among Saturn drivers |
Tip 1: Compare quotes before your next renewal
Not every insurer prices Saturn coverage the same way. Some overvalue older vehicles, while others reward long-term ownership. That can lead to major price differences for similar policies.
Here’s where Saturn drivers who saved most often switched last year after comparing rates with Jerry:
| Insurer | Saturn drivers who switched | Average Jerry savings |
| Bristol West | 50% | 20% |
| Commonwealth | 50% | 6% |
Why it matters: Saturn drivers can save up to a fifth by comparing quotes. Jerry shows real prices in real time so you can find your best deal before you buy.
Tip 2: Combine discounts for bigger savings
Many Saturn drivers qualify for several discounts like safe driver programs, low-mileage incentives or bundling home and auto. But insurers don’t always apply them automatically. Jerry finds and stacks discounts so you don’t leave savings on the table.
Key takeaway: Discounts can add up to more savings than raising deductibles alone.
Tip 3: Match your coverage to your Saturn
From compact sedans to SUVs, every Saturn has different needs. Most owners choose full coverage and higher limits on newer or lower-mileage vehicles, then adjust deductibles or extras as the car ages.
Minimum
$63 – $145/mo
Offers the legal minimum limits, which vary by state.
Full
$90 – $209/mo
Includes minimum liability plus collision and comprehensive coverage.
Standard
$98 – $242/mo
Increases liability limits, adds things like UM/UIM, medical, towing & more.
Preferred
$122 – $327/mo
Raises liability further, lowers deductibles, expands extra coverages.
Why it matters: Most Saturn drivers with newer or well-maintained models choose full coverage and higher liability limits. Jerry experts recommend 100/300/100 for well-rounded protection.
Tip 4: Make sure your policy fits your budget
A policy you can’t afford can lead to a lapse in coverage, and that can be costly. Among Jerry Saturn drivers, even a short lapse can increase premiums by an average of 28%.
Adjusting deductibles, coverage limits or optional add-ons can help you stay insured without overspending.
Staying continuously insured is one of the simplest ways to keep rates lower. If you match your coverage to your budget, you avoid the kind of gaps that make insurers see you as a higher risk.
Jerry Proof: Real Saturn drivers, real savings
See how much Saturn owners are saving. Here are real drivers, their vehicle and the deals they found after comparing quotes with Jerry.
Recent quotes
L300
Customer
Kyle, 37, Lagrange, GA
Date
09/30/26
Insurer
Progressive
Old rate
$5,760
New rate
$1,492
Savings
$4,268
Ion Level 2
Customer
Vernon, 48, Saint David, ME
Date
09/25/26
Insurer
Sentry
Old rate
$1,068
New rate
$702
Savings
$366
Sky
Customer
Amelia, 19, Santa Maria, CA
Date
09/23/26
Insurer
Mercury
Old rate
$2,676
New rate
$2,144
Savings
$532
Ion Level 2
Customer
Don, 36, Emmaus, PA
Date
09/19/26
Insurer
Progressive
Old rate
$1,080
New rate
$618
Savings
$462
Ion Level 3
Customer
Nicholas, 56, Melbourne, FL
Date
09/18/26
Insurer
Mile Auto
Old rate
$1,128
New rate
$1,062
Savings
$66
Drive with confidence
Your Saturn may no longer be in production, but it still deserves protection that’s reliable and affordable. Whether you drive an Ion, Vue or Outlook, Jerry helps you find coverage that fits your car and your budget, without the hassle.
We compare top insurers, uncover discounts and manage renewals so your coverage stays steady for the road ahead.
It only takes 2 minutes to sign up at Jerry.
FAQ
- Can I still get insurance for a Saturn?
- Is Saturn cheap to insure?
- What coverage do I need for a Saturn?
- Are parts still available for Saturn vehicles?
- Is it worth insuring a high-mileage Saturn with full coverage?
- Does Saturn still make cars?
